Kinabayo Festival in Philippines to attract tourists in large numbers

first_imgCrescent-shaped beaches dusted with talcum powder-like sand; uninhabited tropical islands, lush impenetrable jungles bristling with unique wildlife, the thrusting soaring capital of Manila, historic cities, a diverse local cuisine and culture-the Philippines has all this and more.The Kinabayo Festival is held in Dapitan City, Philippines, every July in honour of Patron Saint, St James. Dapitan City is best known for its amazing history and as home to the location where national hero and symbol of struggle, Dr Jose Rizal was executed.This annual event attracts tourists in large numbers as they head off to the southern Philippines to enjoy the sun, sand and sea. One of the key attractions at the event is the reenactment of the different battles during the Spanish era. The Battle of Clavijo as well as the Battle of Covadonga are some of the chief attractions. While the festival started as a religious affair, it has since evolved into a social and economic event that has successfully weaved the local chapter into the soul of Kinabayo.Other highlights of the Kinabayo Festival include the street carnivals, performances at dusk as well the local trade fairs. The adrenaline-charged tourists can expend some of their energy at the motocross competition as well as the exciting Jet Ski exhibition parties. To experience a perfect blend of culture, fun and dance, there is no better place to be at than the Kinabayo Festival .last_img read more

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InHouse to Offer Direct Access to UCDP

first_img in Data, Government, Origination, Secondary Market, Servicing, Technology December 20, 2011 407 Views Agents & Brokers Attorneys & Title Companies Company News Fannie Mae Freddie Mac Investors Lenders & Servicers Processing Service Providers 2011-12-20 Abby Gregory InHouse to Offer Direct Access to UCDPcenter_img “”InHouse Inc.””:inhouseusa.com/ is working to abbreviate the time it takes lenders and appraisers to deliver the correct documentation to the government-sponsored enterprises. The company recently announced that it now offers users a faster, easier method of integration and compliance with the “”Uniform Collateral Data Portal””:www.freddiemac.com/sell/…/uniform_collateral_data_portal.html.[IMAGE]Providing technology services for banks, lenders, credit unions, and other mortgage originators, InHouse will help the companies it works with adapt to the UCDP in a matter of weeks. Additionally, InHouse stated that it will not require lengthy contracts in order to facilitate integration with the UCDP, unlike some of the company’s competitors.Speaking out on the system updates, InHouse’s president and CEO, Jennifer Creech, said, “”InHouse is helping lenders connect and deliver appraisals electronically to the portal in record time. We can help lenders and AMCs integrate to UCDP in about half the time it would take them to do a manual interface with the GSE website, or in two to three weeks.””Through its “”Connexions””:inhouseusa.com/inhouse_connexions.html technology, InHouse will convert first-generation documents into UCDP-appropriate formats, and the module will also continue to provide validation and tracking for the status of all appraisals. InHouse now ranks among only 13 companies able to I’ve direct access to the UCDP, as opposed to providing a traditional path of access via the GSE’s web-based interface. InHouse promises that those utilizing its platform will save labor and money, since indirect methods of appraisal delivery are more time consuming. InHouse will charge those choosing to use the module a one-time integration fee of $5,000, along with a per transaction fee of $2.00.Continuing her commentary on InHouse’s UCDP offerings, Creech added, “”The integration time is reduced to two to three weeks, and it’s very cost-effective for the lender or AMC compared to packages offered by competitors. There’s no need to code to the complicated UCDP specs. Lenders and AMCs only need to send a MISMO file through, and InHouse takes care of the rest.”” Sharelast_img read more

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CFPB Files Brief to Defend TILA Rights for Homeowners

first_img Agents & Brokers Attorneys & Title Companies Consumer Financial Protection Bureau Lenders & Servicers Mortgage Disclosures Mortgage Servicing Rights Processing Service Providers TILA 2012-03-29 Ryan Schuette March 29, 2012 445 Views in Government, Origination, Secondary Market, Servicing CFPB Files Brief to Defend TILA Rights for Homeownerscenter_img The “”Consumer Financial Protection Bureau””:http://www.consumerfinance.gov/ (CFPB) threw its weight into the courtroom recently by filing a friend-of-the-court brief in the U.S. Court of Appeals for the tenth circuit.[IMAGE]The issue at stake: Whether homeowners can cancel their loans within a three-year period stipulated under the Truth-in-Lending Act ├â┬ó├óÔÇÜ┬¼├óÔé¼┼ô and whether a plaintiff need sue within the same timeframe before the right of rescission expires.The case in Denver involves one Jean Rosenfield, who sued for an injunction against servicer HSBC in 2009 when an earlier [COLUMN_BREAK]notice of rescission went unnoticed.The bureau argued that Rosenfield had met the minimum standards for rescission by filing it and that she required adequate disclosure forms from her servicer before it moved forward with foreclosure for her property.The CFPB also charged that earlier courts have “”erroneously”” thrown out rescission lawsuits on the presumption that a homeowner needs to file notice of rescission within three years.””Many courts incorrectly restrict consumers’ rescission rights under TILA by concluding that consumers must both exercise their right of rescission ├â┬ó├óÔÇÜ┬¼├óÔé¼┼ô by providing notice to their lenders ├â┬ó├óÔÇÜ┬¼├óÔé¼┼ô within three years of the loan’s consummation, and sue their lenders within that same three-year period to resolve any disputes that arise regarding the rescission,”” it said in the brief.The CFPB said that it plans to invoke the same legal authority by filing amicus briefs in appellate cases from three other circuits.””We are committed to making sure that borrowers can exercise their rights to the full extent allowed under this law,”” CFPB Director Richard Cordray said in a statement. “”The consumer’s right to cancel gives lenders a powerful incentive to provide the disclosures that consumers need to make good financial choices.”” Sharelast_img read more

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Singlefamily Home Builder Revenue Nears PreCrisis Level

first_imgSingle-family Home Builder Revenue Nears Pre-Crisis Level Fiscal Year 2014 Home Builders National Association of Home Builders Revenues 2016-03-21 Staff Writer March 21, 2016 543 Views Home builders are performing well in their sector as profits trended upward for fiscal year 2014.According to the National Association of Home Builders (NAHB) Cost of Doing Business Study: 2016 Edition, an analysis of financial statements for fiscal year 2014 from builders across the country, builders reported that their average revenue for the year was $16.2 million, 19 percent higher than 2012 and 13 percent higher than 2010.”Industry benchmarks on profit margins, asset levels, and equity positions are important because they allow businesses to compare their performance to their peers, and that can be extremely helpful in identifying areas for improvement and increasing efficiencies,” said Rose Quint, AVP for Survey Research at the NAHB.Source: NAHBAccording to the NAHB data, of the $16.2 million in revenue for fiscal year 2014 reported among home builders, $13.2 million, or 81.1 percent of revenue, was spent on cost of sales, which can include land costs and direct and indirect construction costs.This leave builders with a gross profit margin of 18.9 percent, or $3.1 million, the report showed. Operating expenses, which can include finance, sales and marketing, general and administrative, and owner’s compensation, took another $2.0 million, or 12.5 percent of revenue. Therefore, home builders walked away with an average net profit of $1 million before taxes, or a 6.4 percent net profit margin.The NAHB reported that profitability among home builders was at its highest level since 2006, when it reached $20.8 million, the average gross profit margin for single-family builders was 20.8 percent, and the net profit margin was 7.7 percent. The gross profit margin for home builders then declined significantly in 2008 to 14.4 percent with a -3.0 percent net profit margin.However, since 2010 profits have been slowly making their way back up, rising to 15.3 percent during this time with a net profit margin of 0.5 percent, according to the NAHB. In 2012, the gross profit margin trended up further to 17.4 percent while the net profit margin reached 4.9 percent.Source: NAHBHome builders’ balance sheets for fiscal year 2014 showed that builders had total assets worth $9.2 million in their books that year on average and $6.2 million, or 67.4 percent of all assets, of this total was backed up by liabilities and $3.0 million, or 32.6 percent, was held as equity.”Looking at the balance sheet over the last few years shows that average total assets were not significantly higher in 2014 than in 2012 ($9.2 million vs. $8.9 million, respectively), but both of these years were good improvements over 2010, when assets only averaged $6.2 million. That number was about half the assets builders had reported in 2006–$13.0 million,” Quint said.Click here to view the full report.center_img in Daily Dose, Data, Headlines, News Sharelast_img read more

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Lender Sentiment Leans Toward Purchase Mortgages

first_img Credit Standards Fannie Mae Mortgage Lenders Purchase Mortgages 2016-06-14 Staff Writer in Daily Dose, Data, Featured, Government, Market Studies, News, Origination Lender Sentiment Leans Toward Purchase Mortgages Mortgage lenders reported demand growth for GSE eligible purchase mortgages over the past three months rebounded significantly in the second quarter this year.Fannie Mae’s second quarter 2016 Mortgage Lender Sentiment Survey found that lenders reported a 70 percent on net increase in purchase mortgage demand in the second quarter, compared with 20 percent in the first quarter and 71 percent a year ago.According to the report, which polls senior executives of its lending institution customers on a quarterly basis to assess their views and outlook across varied dimensions of the mortgage market, lenders expect purchase mortgage demand to remain near levels observed last year for the next three months. Lenders said that demand will fall slightly for GSE eligible and non-GSE eligible mortgages to 60 percent and 43 percent, respectively, but ticking up to 58 percent for government loans.In terms of refinancing, lenders reported a significant increase for demand across all loan types from the first quarter to the second quarter, but expectations for refinance mortgage demand for the next three months decreased dramatically since last quarter.“Key survey sentiment indicators suggest that lenders remain cautiously optimistic in their market outlook,” said Doug Duncan, SVP and Chief Economist at Fannie Mae. “The outlook for purchase demand growth over the next three months returned to levels similar to last year, while the outlook for refinance demand and profit margin improved moderately versus last year’s levels.”Although lenders surveyed by Fannie Mae reported a moderate net easing of credit standards across all loan types over the prior three months, they do not expect to ease credit standards over the next three months. In fact, over 90 percent of lenders expect to keep their credit standards the same. Only 4 percent of lenders said that they expect to further ease credit standards over the next three months.Duncan said. “the trend toward easing of credit standards appears to be tapering off, as the vast majority of lenders, around 90 percent, reported plans to keep their credit standards about the same. The survey was conducted before the recent May jobs report, and the weaker reported job gains might potentially temper this optimism.”center_img June 14, 2016 575 Views Sharelast_img read more

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The Week Ahead Analyzing Lender Sentiment

first_img Lenders Optimism 2017-04-09 Seth Welborn This Wednesday, Lenders One Cooperative will release results from its survey on mortgage lender sentiment. The survey will cover jumbo loans, growth, and foreclosure, and will discuss emerging trends in the market.  Lenders One is an end to end marketplace for mortgage bankers.Lenders One’s previous annual Mortgage Barometer from 2016, a survey of 200 mortgage lending professionals, found the majority of lenders to expect mortgage purchase production to increase that year. It identified the growing housing market for Millennials, as in 2016, many Millennials began to reach the “peak age” for homebuying.In the Survey 69 percent of lenders named “boomerang buyers,” or those who can now qualify for a mortgage after undergoing a short sale, foreclosure or bankruptcy, as the the group which would present the best growth opportunities. Another 71 percent named Hispanics as the group which would present the best growth opportunities. The top tactic for growth lenders named was to reach new demographics.“The strong confidence levels we’re seeing among lenders highlight the continued bounce back from one of the most challenging real estate and lending environments in U.S. history,” said Interim CEO of Lenders One Daniel T. Goldman in the survey. “In an environment where lenders can once again focus on business growth initiatives, it will be more important than ever for mortgage professionals to have access to the tools and ongoing training they need to capitalize on these emerging trends.”The Lenders One Mortgage Barometer is conducted online among a random sample of 200 mortgage lenders. in Daily Dose, Data, Headlines, News, Origination, Servicing April 9, 2017 605 Views The Week Ahead: Analyzing Lender Sentiment This Week’s ScheduleNeel Kashkari Speaks at meeting of the Minnesota Business Partnership, Tuesday, 1:45 p.m. ESTTreasury Budget, Wednesday, 2 p.m. ESTMBA Mortage Applications, Wednesday 7 a.m. ESTFreddie Mac Weekly Mortgage Survey, Thursday, 10 a.m. EST Sharelast_img read more

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Watching the Housing Warning Signs

first_img in Daily Dose, Data, Featured, News Watching the Housing Warning Signs On Thursday Freddie Mac published an Insight blog post that details the three signs to identifying a housing bubble, and evaluates current market conditions against them.According to Freddie, the first warning sign is prices skyrocketing until they reach unsustainable levels. If that happens, home prices can either burst or the market can fix itself through natural means. If the latter happens, it’s automatically not a bubble as Freddie Mac counts home prices bursting as the second sign. “In our view, if it doesn’t burst, it wasn’t a bubble,” said the report.The third sign of a bubble is the presence of easy credit, which ties back to the first step, as credit leads to buying, which leads to more demand and raising prices.Now that we know the signs, the big question is if they are presenting themselves in the current market.Freddie Mac reports that house prices today currently are rising, though not quite at the same level as they did during the mid-2000s. It’s still worth mentioning that the house-price-to-income (PTI) ratio in large metropolitan statistical areas in 2011 was 5 and it’s 17 now. On average, there the housing supply is at  3.3 months, but that ranges from over five months in New Orleans to less than a month’s in San Jose, California. There’s inconsistency in demand across the nation, which means that a bubble is not on the horizon.However, while house prices today certainly are increasing, the report found that the high prices are unlikely to collapse. In part, what will keep the prices from bursting, is the ongoing lack of housing inventory. Freddie Mac found that there has still been a lack of construction permits relative to the population, which will keep this demand afloat.Freddie Mac also states that the last indicator of a bubble, easy credit, is not present because it is more difficult than ever to qualify for a mortgage today, and homeowners are not increasing their mortgage level.So, is a bubble on the horizon? “The short answer is ‘not yet.’ But the concern is understandable. The scars are still fresh from the collapse of last decade’s house price bubble. And warning signs of a possible new bubble are accumulating,” said Freddie Mac’s Chief Economist Sean Becketti.To read the full analysis, click here. Freddie Mac Home Prices Housing Bubble mortgage 2017-11-09 Rachel Williamscenter_img November 9, 2017 698 Views Sharelast_img read more

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Aging Baby Boomers and the Housing Market

first_imgAging Baby Boomers and the Housing Market? July 16, 2018 991 Views age Baby Boomers Fannie Mae Home Homebuyers homeowners HOUSING Housing Bubble Millennials retention 2018-07-16 Radhika Ojha Sharecenter_img Baby boomers have long accounted for a significant portion of the housing market, so how will the market be impacted by the aging of this large generation? Are we heading toward a “generational housing bubble?”Fannie Mae’s Economic and Strategic Research Group teamed up with the University of Southern California to answer this question in a new Housing Insights report, titled, “The Coming Exodus of Older Homeowners.”Currently, baby boomers, those born between 1946 and 1964, live in 46 million owner-occupied homes with a total combined value of $13.5 trillion, according to the research. As baby boomers enter their 70s, the report said, “we can expect many to leave the housing market for rentals, senior care facilities, or even death.” “With the oldest boomers now in their early 70s, the beginning of a mass homeownership exodus looms on the horizon, fueling fears of a ‘generational housing bubble’ in which homeownership demand from the younger generations is insufficient to fill the void left by multitudes of departing older owners,” stated Dowell Myers of the University of Southern California and Patrick Simmons of Fannie Mae in their report that was published on the Fannie Mae blog. Examining historical and recent homeownership trends among older Americans, the researchers sought to predict how many older homeowners would leave the market over the next two decades. Between 2006 and 2016, 9.2 million Americans who reached age 65 or older during the decade transitioned out of homeownership, the report indicated. Over the next 10 years, from 2016 to 2026, the researchers anticipate another 10.5 million to 11.9 million homeowners exiting their homes. Over the following decade, between 13.1 million and 14.6 million older Americans will exit the housing market. “The number of older homeowners ‘at risk’ of attrition due to advancing age will balloon as the large baby boomer generation moves full-force into the 65-and-older age group where homeowner retention rates drop substantially,” Myers and Simmons explained. The researchers pointed out some possible ways to “ease the market impacts of the coming wave of older homeowner departures,” such as offering home improvement financing and social services for those who wish to age in their homes instead of moving. Another way to ease the impact is by helping the millennial generation to replace some of the boomers as they exit the market by ensuring “sustainable” financing options for first-time buyers.  The report pointed out that “immigration policy will also likely play a role in determining the adequacy of replacement demand for the homes vacated by boomers” because “immigrants contribute substantially to homeownership demand.” “Fostering a smooth intergenerational handoff of housing assets will likely require approaches that span the age spectrum and that seek to forge a bond of mutual housing market interests between old and young,” Myers and Simmons said. in Daily Dose, Data, Featured, Newslast_img read more

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cruiseFranceluxuryno single supplementRiviera Trav

first_imgcruiseFranceluxuryno single supplementRiviera Travelsolo travellers Riviera Travel – one of Europe’s leading luxury river cruise lines – has announced 10 sailings in 2020 reserved exclusively for solo travellers – all totally free of any single supplement, saving solo passengers thousands of dollars.An additional just-released 11th solo-exclusive sailing for 2020 will be a seven-night cruise departing March 31, 2020, aboard the five-star river ship, Jane Austen, round-trip from Paris to one of France’s most historic and picturesque regions, Normandy.The cruise follows the majestic Seine River from Paris to the historic town of Les Andelys and one of Europe’s finest medieval cities, Rouen. The pretty villages of Caudebec and Bayeux are also included in the itinerary as are Normandy’s legendary D-Day beaches and the picture-perfect fishing hamlet of Honfleur which provided so much inspiration for Impressionist painter Claude Monet. One of the included excursions is to Giverny to visit Monet’s home and his much-painted garden before the cruise ends back in Paris where a tour of the city’s iconic sights is also included.Solo fares – free of any supplement – are available from AUD$3909, including nine guided excursions, onboard meals and Wi-Fi. Single travellers enjoy a cabin to themselves without the need to share with other passengers. And because each cabin only has one passenger in it on these special sailings, rather than two, solo guests also enjoy the benefits of a more spacious ship. Fares and cabins are subject to availability.Renowned for servicing the needs of solo travellers, Riviera Travel also offers a selection of solo-only cabins on every sailing and every ship all year long.IMAGE: Jane Austen river shiplast_img read more

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first_img 0 Comments   Share   Top Stories Grace expects Greinke trade to have emotional impact Derrick Hall satisfied with D-backs’ buying and selling Join Jon Bloom and Vince Marotta as they break down the Arizona Cardinals’ 23-19 loss to the Atlanta Falcons on this week’s Monday Morning Quarterback Spreecast. Former Cardinals kicker Phil Dawson retires The 5: Takeaways from the Coyotes’ introduction of Alex Meruelolast_img read more

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Former Cardinals kicker Phil Dawson retires

first_img Former Cardinals kicker Phil Dawson retires Top Stories Kolb is not Bruce Arians’ guy, so he too has a built-in excuse to jettison the quarterback. Plus, Kolb’s salary cap figure made it a lot easier to cut him. The Cardinals offered a revamped deal, but Kolb balked.And like Leinart, Kolb will leave Arizona with question marks surrounding just who he really is as a quarterback. The reasons are different — Leinart was never granted an opportunity while Kolb was often injured — but the result is the same. The Arizona Cardinals still need a quarterback.Step on up, Drew Stanton. Bring your four career starts in five seasons and see if you can be the answer to the question that has puzzled the Cardinals organization for three years and counting.Here we go again. So the Kevin Kolb era has come to an end in the Valley of the Sun — if two injury-plagued seasons can constitute an era, that is.Give the Arizona Cardinals credit, though. Knowing they had to bring in a franchise quarterback on the heels of a disastrous 2010 season that saw Derek Anderson and Max Hall stink up the joint, they targeted Kolb, traded for him and signed him to a fat five-year, $63 million deal.And from the minute the ink dried on the contract, Kolb’s mere presence divided the Cardinal fan base. Supporters of the team split like a group of teenage girls waiting in line to see the latest Twilight Movie. “Team Kolb” and “Team Skelton” became keywords for the next two seasons of Cardinals football. Comments   Share   I certainly don’t believe Kolb “sucked” while he wore Cardinal red, but there’s still a lot of mystery surrounding his future in the league. The above numbers do indicate that when he’s healthy, Kolb is more than serviceable. And that’s all the Cardinals really needed to win games in 2012 — a serviceable signal caller who wouldn’t cripple the team with turnovers and mistakes. After his injury, the Cardinals were saddled with John Skelton and Ryan Lindley, who crippled the team with turnovers and mistakes. Kolb is, in a lot of ways, Matt Leinart Part II.Leinart, of course, was the Cardinals’ quarterback of the future when he was drafted back in 2006 and enjoyed a pretty solid rookie campaign on a bad football team. He struggled to maintain control of the starting position — but then again, Kurt Warner was on the roster.The former USC Heisman Trophy winner was cut following Warner’s retirement in 2010 by then-head coach Ken Whisenhunt despite completing 78.6 percent of his passes and posting a quarterback rating of 104.61 in four preseason games. Leinart wasn’t Whisenhunt’s guy. It was former head coach Dennis Green who was instrumental in nabbing the quarterback with the 10th overall selection of the 2006 NFL Draft. Whisenhunt had a built-in excuse not to choose Leinart as his starter, and ultimately cut him.center_img Derrick Hall satisfied with D-backs’ buying and selling Hell, Kolb got booed in a mini-camp practice. By his own team’s fans!Many who denounced Kolb while he was here will relish the opportunity to sum up his Cardinal tenure in two words — “Kolb sucked.” Here we go again.Kevin Kolb didn’t “suck” as the quarterback for the Arizona Cardinals. In games that he started, Arizona went 6-8. His touchdown-to-interception ratio was a respectable 17-to-11. His passer rating was 83.2 — again, very respectable. In fact, of the 40 NFL quarterbacks who have started ten or more games over the last two seasons, Kolb is 21st in quarterback rating. That’s a figure better than Chicago’s Jay Cutler, Philadelphia’s Michael Vick, Tampa Bay’s Josh Freeman, St. Louis’ Sam Bradford and Minnesota’s Christian Ponder, just to name a few.What did “suck” was his luck. Turf toe injuries, like the one that sidelined Kolb for four weeks in 2011, happen. Freak concussions, like the one he suffered when the back of his head was struck by San Francisco linebacker Ahmad Brooks’ knee, don’t happen often. Another freakish injury — this one to his ribs — ended a once-promising 2012 season for him and his team. The Cardinals were 4-1 at the time of the injury and finished 5-11. Grace expects Greinke trade to have emotional impact The 5: Takeaways from the Coyotes’ introduction of Alex Meruelolast_img read more

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By all accounts the Arizona Cardinals are in much

first_imgBy all accounts, the Arizona Cardinals are in much better shape heading into the 2014 season than they were entering the 2013 campaign.Their defense has emerged as one of the best in the league. Their offense is filled with playmakers at the skill positions. The offensive line should be improved, and Carson Palmer stands to be the first QB to start Week 1 in consecutive seasons since Kurt Warner did so in 2008 and 2009. Grace expects Greinke trade to have emotional impact But no matter how much things may have improved in Arizona, the unfortunate reality is it still might not be enough to get them to the top of the ridiculously loaded NFC West.That seems to be the belief shared by ESPN’s panel of NFL and analysts, who in an ESPN Insider piece about the future power rankings has the Cardinals 16th in the NFL, but fourth in the NFC West. The panel rated every NFL team’s three-year projection in roster (excluding QB), QB, draft, front office and coaching, with the results being averaged and weighted to produce the overall rankings.It’s noted that the Cardinals improved in every one of the five categories since last season — and their movement in the non-QB roster category tied San Diego for the biggest jump in the league in that spot — but unfortunately their uncertainty at QB beyond this season holds them back a bit.The dilemma: The QB position will determine the fate of this franchise the next three seasons, with Palmer (who is an unrestricted free agent at the end of the 2014 season) and with his eventual successor (Logan Thomas, Ryan Lindley or a player not yet on the roster). Palmer turned the ball over in every one of the first nine games of the 2013 season, which will kill the fortunes of any team, no matter how good the defense (the Cardinals’ defense was fourth in the NFL in yards allowed per play in 2013). Patrick Peterson will be due for a big contract extension soon, so figuring out the QB position is just a starting point. –Louis Riddick Derrick Hall satisfied with D-backs’ buying and selling Top Stories This could become not merely one of the best secondaries in the NFL but also one of the NFL’s most versatile and effective in tackling — a huge factor when you play Colin Kaepernick and Russell Wilson each two times a season. Indeed, the Cardinals appear to be in pretty good shape going forward. However, the panel placed the St. Louis Rams 12th, San Francisco 49ers third and the Seattle Seahawks first. As far as the future is concerned, Mel Kiper wrote that while the Cardinals don’t have an obvious successor for Palmer, provided they can block for him he’ll be pretty effective leading the team. The big thing, he believes, is actually the development of the team’s secondary, especially with Tyrann Mathieu and rookie Deone Bucannon. The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo 0 Comments   Share   Former Cardinals kicker Phil Dawson retireslast_img read more

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Arizona Cardinals defensive end Calais Campbell 9

first_imgArizona Cardinals defensive end Calais Campbell (93) against the Cleveland Browns in the second half of an NFL football game, Sunday, Nov. 1, 2015, in Cleveland. (AP Photo/Ron Schwane) Grace expects Greinke trade to have emotional impact Calais Campbell is unquestionably one of the leaders of the Arizona Cardinals defense.The 6-foot-8 behemoth has 40 total tackles through eight games, good enough for fifth-most on the roster. He’s also added 1.5 quarterback sacks.Despite his success, and that of the defense (the Cardinals are ranked fourth in the league in total defense), Campbell continues to be mentioned by head coach Bruce Arians as a player who doesn’t consistently dominate the way he should. Comments   Share   Top Stories “Calais should have had a dominating game and he didn’t do it,” Arians told Bickley and Marotta Monday on Arizona Sports 98.7 FM. “He has a tendency to lose his technique in games and disappear when he should dominate. That was a game that they should have said ‘no mas, get him out of here’ and it doesn’t happen sometimes.“It’s one of the ways he has to grow as a player.”The game in question, last Sunday’s 34-20 win over the Cleveland Browns, saw Campbell play 84 percent of Arizona’s defensive snaps and contribute three total tackles and one hit on quarterback Josh McCown.Thursday night, Campbell was asked about his head coach’s comments and he had a chance to respond during the Big Red Rage on Arizona Sports 98.7 FM.“I have high standards for myself, and there are a lot of plays out there — especially in the first half of the season — that I feel I’ve missed out on,” Campbell said. “Each week, you just want to play your best game and, you know, (Arians) is right. I could play better. He wants to see me play better. It’s not that I’ve been playing bad, I haven’t been playing bad.”center_img The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Derrick Hall satisfied with D-backs’ buying and selling But as the 2014 Pro Bowler mentioned, there is a difference between not playing poorly and dominating the way his head coach wants him to.“There is definitely another level there, and I’m ready to hit it,” he said. “I’m ready to hit that stride and start going, man. Right now is when you really want to kick in your best football. The second half of the season is really when you want to play your best football. Some guys peak too soon, they’ll start playing too well, too early and they’ll fizzle out at the end of the season.“I’m expecting to play my best football moving forward and hopefully deep into the playoffs.”Campbell will have to wait a bit to do that, as the Cardinals are on their bye week. They’ll resume their schedule Sunday, Nov. 15 in a Sunday night game against the Seattle Seahawks at CenturyLink Field. The game will be nationally televised by NBC. Former Cardinals kicker Phil Dawson retireslast_img read more

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Arizona Cardinals quarterback Carson Palmer 3 th

first_imgArizona Cardinals quarterback Carson Palmer (3) throws during the first half of an NFL football game against the New York Jets, Monday, Oct. 17, 2016, in Glendale, Ariz. (AP Photo/Ross D. Franklin) It seemed to be only a matter of time, but on Thursday it became official: Carson Palmer will play in 2017.The Arizona Cardinals’ quarterback, 37, was pondering retirement, but ultimately decided he was not quite ready to call it a career. And there it is: Carson confirms he’s coming back pic.twitter.com/UGJ4OASkRb— Mark Dalton (@CardsMarkD) February 9, 2017It is a positive development for the Cardinals, who last season finished 7-8-1 but remain confident they are not far off from being Super Bowl contenders. Palmer, who missed one game this season due to a concussion, is a big part of that, as he passed for 4,233 yards and 26 touchdowns in 2016. The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Grace expects Greinke trade to have emotional impact Top Stories center_img Former Cardinals kicker Phil Dawson retires While Palmer was mostly solid this past season, he was not as good as he was in 2015 when he was third in MVP voting after throwing for 4,571 yards and 35 touchdowns in guiding the Cardinals to a 13-3 record and a berth in the NFC Championship Game. Part of that could be due to the players around him, however, as he was sacked 40 times in 15 games (compared to 25 in all 16 last season) and had a very inconsistent group of receivers.Palmer is under contract through the 2018 season, and will be entering his fifth campaign with Arizona. In 53 games as the team’s starter, the team has posted a 35-17-1 record while he has completed 62.6 percent of his passes for 14,804 yards with 96 touchdowns and 50 interceptions.– / 22 Comments   Share   Derrick Hall satisfied with D-backs’ buying and sellinglast_img read more

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Go back to the enewsletter Paris Hilton is to lau

first_imgGo back to the e-newsletterParis Hilton is to launch her own chain of luxury beach-themed hotels, with three properties planned for Dubai, New York and Las Vegas.This latest career move comes after the opening of a series of beach-themed nightclubs in the Philippines and successes with her fashion and fragrance lines.Paris is the great-granddaughter of Conrad Hilton, who founded the Hilton Hotels group. However, the Paris-branded hotels will not form part of the wider Hilton group.A launch date for the hotels is yet to be announced.Go back to the e-newsletterlast_img read more

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Crown Towers Perth was officially opened last nigh

first_imgCrown Towers Perth was officially opened last night by the Premier of Western Australia and Tourism Minister, The Honourable Colin Barnett MLA, cementing the arrival of Perth’s newest and most luxurious hotel.Four years in the making, Crown Towers Perth will set a new standard in the high-end tourism market – targeting the high-growth potential domestic and international luxury traveller.With luxury travel as a category predicted to grow by 6.2 per cent – a third faster than overall travel – Crown Towers Perth has been designed to capitalise on this. The hotel will be the largest in Perth, featuring 500 guest rooms, suites and villas, restaurants, bars, a 1500 seat ballroom, business centre, luxury retail outlets, resort pool and world-class spa facilities – overlooking the iconic Swan River.Premier and Minister for Tourism, Hon. Colin Barnett MLA said Crown Towers is a world class development that builds on the unprecedented investment in hotels currently occurring in Perth.“With the development of the new Perth Stadium nearby, the opening of Elizabeth Quay and the recent announcement of direct flights from Europe to Western Australia, the state is now well placed to increase the value of tourism,” said Mr Barnett.With over 31 million visits across Perth and Melbourne, Crown Resorts is already Australia’s largest tourism generator, excluding airlines – a mantle the company is keen to protect by expanding its reach and relevance for this sector of the travel market.Built at a cost of $645 million including land purchase, according to initial forecasts the hotel alone will draw in an additional 200,000 hotel guests to Western Australia, with more than 79,000 international visitors and injecting $60 million in additional tourism expenditure per year. In addition, flow-on effect to the local economy will be significant with Crown Perth already sourcing $397 million worth of goods and services from over 900 West Australian businesses in FY16.According to Chief Executive Officer Australian Resorts, Barry Felstead, Perth was the natural next-in-line destination in Australia for the high-end hotel brand which is also in Melbourne, due to Crown Resorts’ strong performance in Western Australia.“In the last 10 years, we’ve invested $1.7 billion to transform Crown Perth into a world-class integrated resort capable of competing in what is an increasingly global and competitive tourism market. With the Crown Towers brand now hitting the market, we are taking the standard for high-end luxury travel to a new level – not only for Perth, but for Australia.”last_img read more

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Seabourn is celebrating its return to Alaska for t

first_imgSeabourn is celebrating its return to Alaska for the first time in 15 years by offering onboard spending money and air credits as well as complimentary upgrades as part of a two-week sale.On sale until 3 April 2017, the sale includes onboard spending money of up to US$1000 per suite and air credit to the value of A$500 per person on select sailings departing between 1 June and 21 September 2017.Guests who book during the sale period will also receive complimentary upgrades from ocean-view suites to verandahs, with upgrades also available up to three verandah suite categories higher depending on availability and fare paid.In its highly anticipated return season, Seabourn will offer a series of 11-, 12- and 14-day itineraries from Vancouver, British Columbia, and Anchorage (Seward), Alaska, on Seabourn Sojourn. Fares start from $6299* per person twin share for an 11-day cruise departing Vancouver on 1 June 2017.Combining the state’s most popular ports with rarely visited locations of the Inside Passage, including the vast icy wilderness of UNESCO World Heritage Site, Glacier Bay, Seabourn Sojourn’s size and manoeuvrability offers a privileged view of The Last Frontier.During Seabourn’s Alaska voyages, guests will also experience thrilling up-close explorations with a variety of new shore excursions on offer, including guided kayak and Zodiac tours available through the line’s Ventures by Seabourn programme.Award-winning photographers will also be on board to offer digital photography coaching, providing helpful tips for guests to capture beautiful images of Alaska, while enrichment lectures will include topics ranging from whale identification to the region’s brown and black bears, as well as its history and tribal culture, giving guests a deeper understanding of the extraordinary environment.last_img read more

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Go back to the enewsletter Leeu Collection has un

first_imgGo back to the e-newsletterLeeu Collection has unveiled more details of the £10 million refurbishment of its Lake District hotel Linthwaite House, which will now reopen in March 2018.The original intention was for Linthwaite House to start operating again this month, however, with work being completed on new guest rooms – the Woodland Suites – in the property’s extensive gardens in the first quarter of 2018, a decision has now been made to wait until all the work is finished before welcoming guests again from 1 March 2018.The six Woodland Suites, two of which are interconnecting, feature floor-to-ceiling windows providing panoramic views of Lake Windermere and the surrounding fells. With each room averaging 66 square metres, the Suites have an open-plan bedroom (with king-size beds and ensuite bathrooms with a bath and walk-in shower) linking to a large living space with all mod cons. Meanwhile, all the guest rooms in the main building have been completely renovated and now feature luxury amenities and finishes throughout.At innovative new restaurant, Stella, visitors will be able to sample some of the finest cuisine in the Lake District, influenced by international celebrity chef Ritu Dalmia and her passion for Italian cooking.Linthwaite House’s popular light-filled Bar & Conservatory, with outstanding views of Lake Windermere, will serve an all-day dining menu (including pizzas), a selection of afternoon teas and cocktails in the evenings.There have been some notable changes in the manicured grounds, in addition to the construction of the Woodland Suites.The newly created raised wooden Windermere Deck stands next to Linthwaite’s tranquil private tarn (or small lake) and enjoys views to the north of Lake Windermere and the mountains beyond, providing a magical woodland setting in which to enjoy light meals and early evening drinks.The new open-plan Garden Cabin bar overlooks the lawn in front of Linthwaite House and provides a sociable space for conversation over drinks. Guests will be able to help themselves to the honesty bar before sinking into a comfortable chair and relaxing while soaking up the Lake District views. Alternatively, they might like to try their hand at a game of boules or chess, making use of the hotel’s giant outdoor chessboard.A marquee in the grounds will offer a flexible venue for up to 240 people that ‘brings the outdoors in’ and provides a beautiful garden setting no matter what the weather conditions.All of the interiors have been created by designer Beverley Boswell who has brought the Leeu Collection’s signature style to Linthwaite House; Beverley was also responsible for the interiors at South African sister properties Leeu Estates, Leeu House and Le Quartier Français. Landscape artist Franchesca Watson has been responsible for the new garden design.Go back to the e-newsletterlast_img read more

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Go back to the enewsletter As part of an ongoing s

first_imgGo back to the enewsletterAs part of an ongoing strategy to add new products to its inventory, Luxury Escapes has secured three private European river cruise charter sailings.The e-commerce travel company is now selling a third charter on the Enchanting Europe 15-day all-inclusive cruise operating between Amsterdam and Budapest on the five-star Royal Emerald, overseen by Cruise Commerce. The cruise is valued at $7,500 per person twin share, but Luxury Escapes is offering cabins on its charter starting from $4,500 per person twin share. The first charter, scheduled for 14 September 2019, sold out in a flash, with a second sailing on 28 September now only offering limited spaces. Such is the demand that a third departure on 12 October 2019 has now been introduced.Luxury Escapes Managing Director, Adam Schwab told LATTE the addition of European river cruise private charters was driven by the company’s members.“After the success of our Created by LE tours and the unbelievably positive feedback from our members, it made sense that the next step in expanding our product offering was European river cruising,” Schwab said.“By partnering with one of the best ships on European waters, and taking exclusive charters, we’ve been able to tailor a true ‘Luxury Escapes’ experience – it’s like getting a top five-star experience for a three-star price.”With a multitude of luxury river cruise operators already heavily promoted in the Australian market, Luxury Escapes was keen to work with a brand with a lower profile.“We wanted to offer our members something unique and work with a luxury vessel that doesn’t currently operate with the Australian market. Through our partnership with Cruise Commerce, we’ve been able to have a lot of input over the entire customer experience as well as work with a company who also shares a lot of our philosophies and values,” he explained.Luxury Escapes will also be able to tailor the full experience for guests, with members able to access a range of “LE Insider” perks.“We’re working closely with the team so that the crew are essentially de facto LE team members and are well versed in the LE message and brand. The other benefit of booking with LE for any product, be it cruise, tour or hotel stay, is that our team is available 24/7 every single day of the year by phone or email so if there are any small issues, we can get them resolved in hours,” Schwab told LATTE.“Our first departure sold out within days and now the second cruising has also now sold out. We have added a third departure just to allow all our members who may have missed the original notification. While we expected them to be super popular, we were shocked that the first cruise sold out in virtually days.”Given the immediate success of Luxury Escapes’ maiden private charter ship offering, the company is already looking beyond Europe, with Schwab confirming that Egypt and China are “absolutely on the cards”.“We are always speaking with our members and getting feedback on the experiences they want.”That strategy may also see Luxury Escapes take the next step beyond the rivers and into small ocean-going ships.“One of the best things about Luxury Escapes is that we are able to be really agile and very quickly respond to what our customers want, so experiences like small ships and even private jet charters are absolutely on the horizon. Because we cut out the retailer and wholesaler, and we take a smaller margin than most competitors due to our marketing strength, we can pass on huge savings to customers, so it’s really a win-win and we can provide the world’s most luxurious holidays for a much better price than anyone else on earth, ” he said.Schwab also confirmed Luxury Escapes’ European private river cruise charter program would be available for TravelManagers and italktravel agents to promote and sell, earning them a commission on sales.Details on Luxury Escapes’ private cruise charters can be found here.Note: An earlier version of this article referenced a partnership between Luxury Escapes and Noble Caledonia. This has since been clarified, with the charter arrangement of Royal Emerald organised through mediator Cruise Commerce. Further, LATTE has been advised there is no partnership between Luxury Escapes and Noble Caledonia of any form.Go back to the enewsletterlast_img read more

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Lowcost Polish airline Wizz Air has announced pla

first_imgLow-cost Polish airline Wizz Air has announced plans to launch cheap flights from Poznan to Milan.Weekly flights will run from the Polish city to Milan’s Orio al Serio airport as of next January.The new service will join existing flights to Doncaster, Glasgow, Copenhagen and Oslo already operated by Wizz from its base at Poznan.Poznan became Wizz’s seventh base at the start of this year with the addition of these four routes. Previously, the airline had only operated flights to London Luton, Stockholm-Skavsta and Dortmund from Poznan.Meanwhile, Wizz celebrated the fourth anniversary of its Gdansk base earlier this week. Gdansk Lech Walesa Airport was the airline’s third base in the country and has seen the addition of four new flights over the past 12 months.Cheap flights to Barcelona, Turku, Oslo and Gothenburg have all been added this year and the airline expects to carry over a million passengers before the end of 2008. ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Map RelatedWizz Air unveils 15 new routesWizz Air has announced plans to expand its schedule with 15 new routes over the next six months.Wizz Air adds Poznan flightsWizz Air has announced new flights to Rome and Cork from PoznanWizz Air to introduce flights to Milan and Eindhoven from GdanskWizz Air to introduce flights to Milan and Eindhoven from Gdansklast_img read more

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