An herbicide designed to kill weeds in turfgrass can also kill neighboring trees and shrubs. Herbicides in the phenoxy chemical class provide broadleaf weed control in lawns, pastures and hay forages. Some of the more common chemicals in this class include 2,4-D; MCPP; dicamba; clopyralid; and triclopyr. Safe for animals but not always for trees and shrubsThese chemicals are considered very safe and leave very few toxicity concerns for animals. In fact, many of these herbicides are labeled for pasture use and allow for livestock to continue grazing without any restrictions. However, pesticide labels should always be read and followed to determine if any special precautions should be taken for specific site uses. Phenoxy herbicides provide selective weed control, which means they control many broadleaf weeds without causing damage to grass. Of course, each product is a little different and some are labeled for very specific turfgrass types, depending on their tolerance. The label should be checked for application to a specific lawn type (tall fescue, bermudagrass, zoysiagrass, etc.). If the turfgrass isn’t on the label, don’t assume the herbicide can be applied to all lawns.Unfortunately, phenoxy herbicides don’t discriminate between dandelion weeds or any other broadleaf plants, including many trees and shrubs. So, it’s very important to take extra precautions when applying these herbicides near landscaped areas with ornamental plants. Wind and rain can spread herbicidesConsider the potential for drift damage to nearby plants and avoid spraying herbicides on a windy day. There is also the potential for movement of these herbicides through runoff and leaching in the soil. This is why the product label usually warns against spraying within the root zone of trees and shrubs and never exceeding the maximum application rates listed on the label.Many homeowners and landscapers often overlook these label precautions. The information that is contained on the label can seem somewhat vague to inexperienced applicators. The biggest misconception concerns where the root zone of a tree or shrub exists. The roots of mature trees and shrubs actually extend well beyond the drip line of the canopy. Research shows that absorption roots may extend as much as two to three times the canopy width. Consider spot-spraying to target individual weeds rather than broadcasting applications across the entire lawn. And never exceed the labeled rate. In landscapes that contain mature trees and shrubs, phenoxy herbicides may not be the best choice for weed control. These herbicides may be best reserved for wide-open spaces such as athletic fields, parks and pastures where tree roots are at a safe distance. The high potential for herbicide damage to trees is another great reason to protect tree roots by providing a mulch zone that extends well beyond the drip line of the canopy. If you’re not trying to grow a manicured lawn underneath a tree, then there is no reason to apply phenoxy herbicides there for weed control.Use the right herbicide for the job Another way to avoid potential damage is to rely less on phenoxy herbicides. Other classes of herbicides have less potential to affect the roots of nearby trees and shrubs. Take the time to identify your weeds and choose a more selective herbicide rather than combination products that usually contain multiple chemicals in the phenoxy class. Many pre-emergent herbicides can prevent weed problems in lawns. The key is to apply them at the correct time in spring and fall. Applying too early or too late often provides inadequate weed control and requires additional herbicide applications. Rotating pre-emergent herbicide classes will avoid the potential for resistant weeds. Also, be sure to apply water to the area according to the pre-emergent herbicide’s label to activate it in the soil. For more information about the effects of phenoxy herbicides on landscape trees and shrubs, view the UGA Center for Urban Agriculture webinar at ugaurbanag.com/webinars. For assistance with weed identification and specific herbicide recommendations, contact your local UGA Extension office at 1-800-ASK-UGA1 or visit www.Georgiaturf.com.
However, Lindstrom admitted afterwards that he returned the money to guerrilla emissaries who threatened to kill him and his family. In January 2010, the EPP released another well-known rancher, Fidel Zavala, after holding him captive for 100 days, and getting paid a ransom of $550,000. The cattle breeder is brother to the current Paraguayan Minister of Industry and Commerce, Diego Zavala. Another raid in the same region confiscated written documents from the EPP, verifying its links to the Colombian FARC. Pictures and documents revealed details of trips to Colombia for military training. Lindstrom’s life had already been spared during an extortive kidnapping, between July and September 2008, after paying a ransom of $130,000. The EPP operates in the north, an area that is difficult to reach by land, located between the departments of Concepción and San Pedro, the poorest in the country. The murder of well-known Paraguayan rancher Luis Lindstrom, a cattle breeder and exporter killed by the self-defined Paraguayan People’s Army or EPP for its Spanish name, on May 31, stirred the country, the first in the Atlantic region to record an armed insurgency in decades. Following a raid on a house owned by EPP leader Alejandro Ramos, the specialized police recovered part of the money. The mysterious Marxist-Leninist leaning group, proven to have ties to the Colombian FARC, is estimated to have no more than thirty members and concentrates its terrorist activity on kidnappings, crimes and attacks on police stations. EPP members “were trained in Colombia and now they are putting into practice everything they learned,” said Sandra Quiñonez, specialized prosecutor in counter insurgency. A column of the criminal organization shot Lindstrom seven times with automatic weapons. His body was discovered next to his vehicle, possibly after having tried to escape the ambush by foot. In March 2008, the group broke into the ranch of a Brazilian national and destroyed his agricultural machinery, valued at $400,000. By Dialogo June 04, 2013
New York City – the Big Apple, the Capital of the World – is my hometown. I grew up in Brooklyn back in the days when every kid was a free-range kid. Before I was out of elementary school, my buddies and I thought nothing of hopping a bus and two subways to head to Radio City Music Hall in Manhattan. There, especially if we could outrun the ushers, we could parlay a dollar into an all-day movie fest that included unlimited popcorn and the Rockettes.That childhood memory came back to me last week when I joined credit union representatives from all over the country at PSCU’s annual MoPRO Conference. Especially in Times Square where we were, everything seemed bigger and busier than ever. But as I watched my colleagues fearlessly heading out to embrace their inner tourists, I realized that credit unions can learn a lot about how to provide seamless, omni-channel WOW member service from the “city that never sleeps.” Let’s take a look at three things New York City does brilliantly to put visitors at ease and make them feel like they’re (almost) in a small town:Signs of the TimesI might still be wandering the corridors of my hotel if everything hadn’t been so well signed. The place had the potential to be ridiculously confusing: There was one lobby on the third floor and another on the fifth, a computer-controlled elevator dispatch system, and just for good measure, a rooftop restaurant with inner and outer rings that rotated at different speeds.Yet I never got lost once. At every turn, there were clear directions about exactly where to go to reach my desired destination. There were escalators to back up the elevators and stairs to back up the escalators.Credit unions can learn from this careful attention to user experience by creating clear action paths not only in their branches, but on contact center menus, websites, and mobile apps as well. Product and service usability testing need not be expensive or time-consuming either. So-called “hallway testing,” named because it relies on the reactions of five people randomly passing by, can identify the brick walls users run into, their sources of frustration and their wish lists for service enhancements.Create a Concierge MentalityBecause New York City recognizes that tourism is one of its major industries, no establishment is without either a trained concierge or at least someone with strong knowledge and hospitality skills. There’s even an industry association, the New York City Association of Hotel Concierges, that has sprung up to standardize training and resources. Their mission statement, taken from their website, could serve as roadmap for the kind of WOW member service credit unions tell us they’re trying to achieve.“The concierge holds the key to the city. We are motivated by a genuine desire to serve and are committed to providing the best possible service to our visitors throughout their stay. From giving simple directions to solving unexpected challenges, we are here to assist in creating lasting memories.”The key to implementing a concierge mentality at your credit union is to focus on welcoming members and prospects, helping them understand and articulate their needs and then working to personalize member experiences that address those needs. What’s more, creating a concierge mentality at your credit union doesn’t need to be expensive. Simply developing a FAQ section on your website, for example, and making those answers available for ready access by branch personnel, will go a long way to showing members and prospects that your credit union is listening and responding to their needs and concerns.Value Is in the Eye of the BeholderGreek philosopher Plato’s immortal observation that “beauty is in the eye of the beholder” wasn’t coined on a visit to New York City but it could have been; after all, when the Dutch purchased Manhattan Island for $24 worth of trading beads from the Lenape Native Americans, both parties thought they had negotiated the deal of the century.To this day there is no single New York spirit or point of view but a “state of mind” as individual as the thousands of neighborhoods, tourist attractions and specialty commercial districts available to see and experience. I’m guessing that no two MoPRO Conference attendees crafted the exact same sightseeing and restaurant itinerary during their visit but I’m willing to bet that every one of them came home having experienced their special version of NYC.Credit unions can harness this emphasis on individualism to create personalized product and service solutions for their members. Whether members’ purchase journeys are guided by long-term goals such as retirement or shorter-term needs such as obtaining an auto loan or a credit line increase, each member and each journey needs to be honored as absolutely unique. Credit unions can help their members create personalized rewards programs, website pages and branch experiences that set up and reinforce the value of richly personal experiences for each individual.Watch the Numbers Rise as You Head NorthAs complex and unique as a trip to the Big Apple can be, there’s one final lesson that every tourist and credit union can always take to heart: In most areas of the Five Boroughs, the streets are laid out as a numbered grid with the street numbers rising as one heads north. In the end, that may be the best metaphor of all for credit unions: Nothing will WOW your members so much as helping them find their financial “true North” while they watch their portfolio numbers rise as they do. 14SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Arnie Goldberg Arnie Goldberg is Director of Business Development for Advisors Plus, with primary emphasis on practice expansion through service enhancement and the creation of individualized business and marketing solutions. Arnie draws … Web: www.advisorsplus.com Details
With so many streaming video alternatives available, it’s never been easier to say no to cable.Why pay for cable when SlingTV or Playstation Vue can provide packages for only $25 to $45 a month? It may be “no frills,” but instead of quantity, consumers can go for quality by creating the perfect customized streaming service solution.But maybe you’re not quite ready to cut the cord yet. Perhaps your rate is bundled with your internet and/or phone service or you’re happy with your cable package.According to a Consumer Reports survey, cable companies are nonetheless losing market share to consumers who are switching to streaming services. That adds up to lots of leverage you can use to negotiate a better deal.That’s right, it can literally pay to haggle. Consumer Reports said 70% of respondents with a bundled cable plan who tried to negotiate a better deal were successful.Pick up the phone and ask. You may be surprised by the results. What do you have to lose?Here’s a look at what a little negotiation delivered those Consumer Reports survey respondents.New promotional rate (exclusively for new customers) was applied: 32%Monthly rates were reduced up to $50 a month: 24%Companies tossed in additional premium channels for free: 14%Broadband speed increased: 12%Original promotional rate was extended: 11%Monthly price was slashed by more than $50 a month: 7%Received more regular TV channels: 5%Activation fee was waived: 5% 31SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Myriam DiGiovanni After writing for Credit Union Times and The Financial Brand, Myriam DiGiovanni covers financial literacy for FinancialFeed. She is also a storytelling expert and works with credit unions to help … Web: www.financialfeed.com Details
continue reading » In our role as consultants to a broad family of credit unions, we have the opportunity to work with both underperforming and outperforming credit unions. Our engagement process provides us with an in-depth understanding of the business practices employed by these credit unions. This knowledge, along with our vast amount of data, allows us to benchmark, analyze and capture ways to drive incremental growth. While each engagement is unique, there are several items to note from our review of the top-performing programs.Checking Account Growth Our analysis suggests that on an annual basis, nearly half of the debit card transaction growth at a credit union comes from the growth of checking accounts (with debit cards). Our top performers enjoy consistent annual checking account growth rates of approximately 10% — higher than the 6% industry average based on recent data from Callahan. Credit unions must make sure that their checking program, from the product suite to the business and operational practices surrounding it, aligns with the growth potential in their marketplace. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York A 43-year-old man was fatally hit by an SUV in Bay Shore over the weekend.Suffolk County police said Eckdron Burney was struck by a southbound Toyota Rav4 on Brentwood Road near the westbound Sunrise Highway Service Road at 8:10 p.m. Friday.The victim was taken to Southside hospital in Bay Shore, where he was pronounced dead.The driver was not injured and stayed at the scene.Third Squad detectives impounded the vehicle and are continuing the investigation.
Auctioneer Peter Burgin and marketing agent Matthew Jabs at the auction of 54 Edith St, Alderley. Photo: MARK CALLEJAAfter some negotiations, the highest bidder increased their bid to $1.32 million and the property was called on the market and sold. The new owners, a couple with a young child, placed the second bid at the auction and were determined to have the last word. The couple said they loved the location, the high end design and finish of the property and the modern layout. “I can’t wait to buy furniture and move in,” the woman said. The home at 41 Chartwell St, Aspley sold under the hammer.The sale also smashed the previous Chartwell Street record of $785,000. The French provincial style home was built in 2009 with six bedrooms and three bathrooms across two levels. The property has city views and is on a block with landscaped gardens, wrought iron fencing and an inground swimming pool. Marketing agent Sonya Treloar of Ray White Bridgeman Downs said the “full on” auction attracted five registered bidders and a crowd of more than 50 people. An opening bid of $980,000 kicked off the action and fast-paced bidding saw the price quickly rise to $1.2 million. From there, bids increased in increments of $50,000, then $20,000 and finally $10,000 until the auction stalled at $1.4 million. The open-plan living area at 54 Edith St, Alderley.Marketing agent Matthew Jabs of Place Newmarket said the vendors were “over the moon” with the sale price. “It was a big sale in the area,” he said. “We had about 200 people inspect (the home) and a lot of that was on the back of the quality of the house. “The (vendor) who built it has gone to that next level and it is really well finished.”Mr Jabs said buyers looking at the property were mostly owner-occupiers and nearly all bidders were families. More from newsMould, age, not enough to stop 17 bidders fighting for this home4 hours agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor4 hours agoOn the same day in Aspley, 41 Chartwell St sold for $1.5 million under the hammer, making it the third most expensive sale for the suburb and the highest sale for a standard suburban block. The city views from 41 Chartwell St, Aspley.One bidder decided he’d had enough and put his hand up at $1.5 million, which was enough to secure the property. Ms Treloar said the new owner was a family man who wanted to move into the Aspley area. “He wanted city views and a large, quality-built home and this property represented fantastic value at $1.5 million,” she said. Also on Saturday, 30 Donald St, Camp Hill was passed in at $1.3 million. The auction of 54 Edith St, Alderley. PHOTO: Mark CallejaTWO street records have fallen as 153 homes went under the hammer in Brisbane this week. In Alderley, a crowd of more than 100 gathered to watch the Hamptons-style home at 54 Edith St sell for $1.32 million at auction on May 27. The sale broke the previous street record of $935,000, which was set when the same address, then a rundown house on a double block, sold in April last year. The auction of the new and improved 54 Edith St attracted 15 registered bidders. An opening bid of $850,000 got things started and within five minutes five buyers placed 22 bids to see the price sitting at $1.31 million. At that point, auctioneer Peter Burgin paused the auction to seek vendor instructions. The home at 30 Donald St, Camp Hill is still up for grabs after being passed in at auction.The nine-year-old property has six bedrooms, three bathroom and a host of high end extras, including pool, fire place and gourmet kitchen, across three levels. The auction started with an opening bid of $900,000 and paused after a vendor bid of $1 million. Despite negotiations, the sole active bidder and vendor couldn’t come to an agreement and the property was passed in at $1.3 million. Marketing agent Steven Gow of Ray White Bulimba said he expected the home to sell in the next couple of weeks. “We had good interest from buyers (wanting to make offers) outside of auction conditions,” he said. “We had approximately 25 groups through, so it was a steady campaign in terms of interest.”
Saker Nusseibeh, chief executive officer of Hermes Fund Managers Limited, also said that by investing responsibly, the firm aimed “to help people retire better, strive for better risk-adjusted returns and, where possible, contribute to positive outcomes in the wider world”. Federated Investors has incorporated the Hermes Investment Management brand into a new corporate name, Federated Hermes, it was announced today.Federated Investors also changed its New York Stock Exchange ticker symbol from FII to FHI to reflect the combining of the two active management companies.In 2018 US asset management giant Federated Investors acquired a 60% stake in Hermes Fund Managers from its previous majority owner, BT Pension Scheme (BTPS).Today the combined entity said its corporate identity would be focussed on “a commitment to responsible investing to achieve financial outperformance”. Federated Hermes is headquartered in Pittsburgh, PennsylvaniaHermes has for some time taken a strong responsible investment stance, and Gordon Ceresino, vice-chairman of Federated Investors, previously told IPE that Federated viewed Hermes as “the world leader in ESG”.Since the 2018 acquisition Federated has moved to strengthen its credentials in this area, launching a responsible investing office and integrating Hermes environmental, social and governance factors into the liquidity fund investment decision process. It is in the process of doing the same for Federated equity and fixed income strategies.Federated has also become a client of EOS, the engagement and stewardship arm that came with the acquisition.Last month Hermes Investment Management acquired MEPC, a UK commercial real estate developer, from BTPS.According to Pittsburgh-headquartered Federated Hermes, it had $575.9bn (€521bn) in assets under management as of 31 December.
“If they have to be arrested, then they will be arrested. If they have been violating the rules repeatedly, we cannot allow that,” Palgue said.Policemen, however, have to be humane in enforcing the laws during the health crisis, he added. (With a report from PNA/PN) “Before they are allowed to go home, they should be safe. We must learn to live with COVID-19,” he said during a virtual press conference, adding that the member of the 1st Negros Occidental Provincial Mobile Force Company who was infected with the virus already recovered. According to Palgue, those who come from frontline duties are required to undergo the mandatory 14-day quarantine and COVID-19 testing before going home to their respective families. Provincial police director Colonel Romeo Palgue said Tuesday policemen are provided with personal protective equipment, some of which were donated by patrons, while on assignment. The police officer was among those who assisted returning Negrenses billeted in a hotel in this city. Palgue said the policeman was quarantined at the Provincial Healing Center in EB Magalona town while being treated. Policemen are also currently assigned in the border control checkpoints in the boundaries of this province as part of the continuing community quarantine measures in Negros Occidental. “They are manning the checkpoints 24/7. They will remain there until further instructions,” Palgue said. BACOLOD City – The Negros Occidental Police Provincial Office has ensured that its personnel assigned to the frontlines in the battle against coronavirus disease 2019 (COVID-19) get ample protection. Meanwhile, he said the provincial police office has also been instructed to apprehend Negrenses who violate COVID-19 preventive measures such as the use of face masks and safe physical distancing.
Authorities responded to a single vehicle accident with no injuries Tuesday morning near Milan.Ripley County dispatchers said the SUV overturned on State Road 101 near C.R. 600 N, a few miles north of Milan.Emergency crews responded to the scene shortly after 6:25 a.m.No injuries were reported and nobody was transported to the hospital.